Small Businesses
Roth IRAs
Though contributions are not tax-deductible, the earnings in a Roth IRA grow tax free. Withdrawal of earnings in a Roth IRA must be taken after age 59 1/2 and after the account has been established for five years to avoid taxes and penalties. Learn why a Roth IRA may be a better choice than a traditional IRA for some retirement savers.
Simplified Employee Pension (SEP) IRAs
A retirement plan that an employer or self-employed individual can establish.
Small Business 401(k) or Solo-401(k)
A tax-deferred, government-registered retirement savings plan for small business owners.
Cash Balance Account
This pension plan is a type of retirement savings account that has an option for payment as a lifetime annuity.