A good retirement income distribution strategy is a plan that answers the questions:A good retirement income distribution strategy is a plan that answers the questions:
- What is a safe amount of money we can withdraw from our portfolio with little risk of running out of money?
- How should my investment portfolio be allocated in retirement?
- What amount of risk am I comfortable taking and what level of portfolio risk am I able to take?
- What guardrails do I need to set up so that I’m not withdrawing too much?
- What is the best time to take Social Security?
- What other sources of income aside from my investments and Social Security do I have access to (e.g., pensions, reverse mortgages, rental properties)?
- What are the best use of my assets in retirement?
